Two construction workers in safety helmets and high-visibility vests

WICA insurance · Singapore

Work Injury Compensation Insurance

Cover your workers. Meet MOM rules.

Appointed agent of Liberty Insurance

What’s Covered

  • Medical expenses
  • Medical leave wages
  • Permanent incapacity
  • Death compensation
  • Local & foreign staff
  • Manual workers

Cover depends on the policy wording, limits and exclusions.

Good to know

Under the Work Injury Compensation Act (WICA), employers must buy WIC insurance for all employees doing manual work, and for non-manual employees earning $2,600 or less a month (excluding overtime, bonuses, AWS and allowances).

WIC policies must be issued by an MOM-designated insurer. We arrange cover with Liberty Insurance and help you keep it renewed on time.

Quick answers

Is WIC insurance compulsory in Singapore?

Yes, for all manual workers and for non-manual employees earning $2,600 or less a month. Source: Ministry of Manpower (MOM).

Does it cover foreign workers?

Yes. The requirement applies to both local and foreign employees.

What do you need for a quote?

Your company name, number of employees, their job roles and estimated annual wages.

Get a Free Quote

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Call 8898 8396