
WICA insurance · Singapore
Work Injury Compensation Insurance
Cover your workers. Meet MOM rules.
Appointed agent of Liberty Insurance
What’s Covered
- Medical expenses
- Medical leave wages
- Permanent incapacity
- Death compensation
- Local & foreign staff
- Manual workers
Cover depends on the policy wording, limits and exclusions.
Good to know
Under the Work Injury Compensation Act (WICA), employers must buy WIC insurance for all employees doing manual work, and for non-manual employees earning $2,600 or less a month (excluding overtime, bonuses, AWS and allowances).
WIC policies must be issued by an MOM-designated insurer. We arrange cover with Liberty Insurance and help you keep it renewed on time.
Quick answers
Is WIC insurance compulsory in Singapore?
Yes, for all manual workers and for non-manual employees earning $2,600 or less a month. Source: Ministry of Manpower (MOM).
Does it cover foreign workers?
Yes. The requirement applies to both local and foreign employees.
What do you need for a quote?
Your company name, number of employees, their job roles and estimated annual wages.
Sat 8:30am–2:00pm · Sun & PH closed


